Our Company
Kadisak Financial Services, Inc. is in the business of helping our clients make wise financial decisions so they can get the best life possible with the money they have.
Some of our most important views:
- We are proud to commit to being a fiduciary. We will always put your best interest first. We will not mislead you and we will avoid conflicts of interest.
- We insist on honesty, integrity and fair dealing. We are committed to comply with both the letter and the spirit of the laws, regulations and ethical standards that govern us.
- Always remain disciplined. The foundation of financial success is a disciplined approach to spend less than you earn (regardless of the level of income). It is also using a well thought out investment process which follows an analytical strategy and the conviction to execute it.
- Constantly monitor and manage risk. Many risks can be adequately managed through avoidance or reduction. Catastrophic risk can be transferred through insurance.
What is a Fiduciary?
Financial laws and regulations have two sets of rules. One set is for people who sell financial products (generally brokers and insurance company representatives). These salespeople are contractually obligated to place the interests of their employer ahead of the interest of their clients. The other set of rules are for those who are Registered Investment Advisors (like me).
Registered Investment Advisors are fiduciaries. That means they must serve your best interest and adhere to a high standard of professional competence. Unlike other professions, such as law or medicine, anyone can call themselves an investment or financial advisor – even if they really are a salesperson whose primary loyalty is to their employer rather than to the person they advise.
Kadisak Financial Services, Inc. Code of Ethics and Privacy Policy
