Investment Philosophy
Our goal in investing isn’t to earn average returns – we want to do better than average.
One of the essential requirements for investment success is the realization that we don’t know what lies ahead. The world does not run on an orderly process that can be easily predicted, thus we don’t base our decisions on any one specific scenario. Instead we believe in high-quality, intellectually honest analysis that considers the possibility and the potential relevance of various outcomes.
Kadisak Financial Services, Inc. adheres to key principles that have helped us add value to our clients' portfolios over the years.
- Reduce risk
- Diversify
- Use mutual funds
- Long-term focus
- Regular portfolio monitoring
Reduce Risk
Our investment process is designed to identify and understand risks inherent in investing along with the potential for long-term returns. While all risks cannot be avoided, we stay informed about events that might negatively impact the performance of your portfolio. We try to mitigate risk and position your portfolio to decline by less than the market in bad times, while retaining high upside potential.
Diversify
We diversify your portfolio because an investment that appears extremely safe has some chance of losing value. Diversification is necessary to manage risk so that we avoid the “too many eggs in one basket” problem that could impact your ability to build wealth.
Use Mutual Funds
We believe it is essential to have investments that are actively managed. Due to the volatility and complexity of markets, it is imperative that investments are made by skilled, experienced and talented managers who can manage risk and monitor valuations. We believe our independent and exhaustive research gives us an advantage and makes it possible to identify investment managers who will deliver superior long-term performance.
Long-Term Focus
We invest in asset classes that we believe will provide the greatest benefit based on our long-term views. Our long-term investment horizon helps reduce risk and allows us to be less reactive to interim price fluctuations and market noise, thus reducing the likelihood of an emotional or rash decision.
Regular Portfolio Monitoring
Guidelines for structuring your investment portfolio help direct the overall investment process, but short-term market effects can present opportunities. Tactical rebalancing of your funds occurs every quarter. Our continuous research and analysis helps us to identify attractive opportunities and take advantage of them.
